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This excellent Mastering Money and Banking course will enable you to fully understand your finances, banking, and will allow you to control both of these. Everyone needs some help with banking or money sometimes, and this course will be your comprehensive guide. The course covers interesting and necessary topics such as the functions of a bank, bank models, and theories of credit creation. During this Mastering Money and Banking course you’ll gain a full understanding of the procedures involved in banking and money, so you will never have to worry about either again.

Learning with Study 365 has many advantages. The course material is delivered straight to you and can be adapted to fit in with your lifestyle. It is created by experts within the industry, meaning you are receiving accurate information, which is up-to-date and easy to understand.

This course is comprised of professionally narrated e-Learning modules, interactive quizzes, tests, and exams. All delivered through a system that you will have access to 24 hours a day, 7 days a week for 365 days (12 months).

What will I learn?

  • Understand bank models and banking risks
  • Gain an in depth introduction to credit creation, both the theories and processes
  • Understand the functions of a bank

Course Description:

This online training course is comprehensive and designed to cover the key topics listed under the curriculum.

Course Duration:

You will have 12 Months access to your online study platform from the date you purchased the course. The course is self-paced so you decide how fast or slow the training goes. You can complete the course in stages revisiting the training at any time.

Method of Assessment:

At the end of the course, learners will take an online multiple choice question assessment test. The online test is marked straight away, so you will know immediately if you have passed the course.


Successful candidates will be awarded a certificate for Mastering Money and Banking.

Entry Requirement:

Learners must be age 16 or over and should have a basic understanding of the English Language, numeracy, literacy, and ICT.

Career Path:

With this Mastering Money and Banking course you will develop a lot of skills which would be very helpful to a Business Owner or a Business Manager. The average Business Manager in the UK earns around £ 32,639 a year, and this will increase with experience (payscale.com).

This training course could help you to fulfil any of the following job roles:

  • Business Manager
  • Business Owner
  • Bank Assistant
  • Payments Specialist
  • Banking Specialist


Still not convinced?

Download our course brochure & learn more about this course.

Course Curriculum

1: Banking
1. Banking 00:00:00
Outlook about the module 00:00:00
Introduction to banking 00:00:00
The composition of the financial system 00:00:00
Financial lenders and borrowers 00:00:00
Middlemen involved in financial transaction 00:00:00
Tools and instruments used in financial markets 00:00:00
Financial markets 00:00:00
Credit creation 00:00:00
Discovering the price 00:00:00
Financial intermediaries 00:00:00
Banking principles 00:00:00
Banking issues 00:00:00
Liquidity in banks 00:00:00
Cost of obtaining information 00:00:00
Demand for money 00:00:00
Over the counter securities market 00:00:00
2: Functions of a bank
2. Functions of a bank 00:00:00
Functioning of a bank 00:00:00
Liquidity in banks 00:00:00
Allocation of funds 00:00:00
Price discovery 00:00:00
Credit creation 00:00:00
Usage of liquid 00:00:00
Price risk lessened for the ultimate lender 00:00:00
Economies of scale 00:00:00
Payments systems adapted in banks 00:00:00
Monetary policy 00:00:00
The balance sheet of a bank 00:00:00
Equity of a bank 00:00:00
Liabilities 00:00:00
Assets 00:00:00
CBSL 00:00:00
Loans and advances 00:00:00
Liabilities and assets portfolio 00:00:00
Credit creation 00:00:00
Off-balance sheet activities 00:00:00
Bibliography 00:00:00
3: Theory of credit creation
3. Theory of credit creation 00:00:00
The objectives of learning credit creation 00:00:00
Steps in Credit creation 00:00:00
Explaining money 00:00:00
Ranges of money 00:00:00
Banking institutions 00:00:00
The role of money 00:00:00
Uniqueness of banks 00:00:00
The statutory reserve requirement 00:00:00
4: Process of credit creation
4. Process of credit creation 00:00:00
Credit creation does not start with a bank receiving a deposit 00:00:00
Initial deposit 00:00:00
Government expenditure 00:00:00
Starting point of credit creation 00:00:00
Credit creation is not dependent on a SRR 00:00:00
Is “money supply” a misnomer? 00:00:00
The money identity and the creation of money 00:00:00
Role of the central bank in money creation 00:00:00
Reserves maintained by banks 00:00:00
Bibliography 00:00:00
5: Banking risks
5. Banking risks 00:00:00
Risks associated in banking 00:00:00
Types of banking 00:00:00
Defining risks 00:00:00
Interest rate risk 00:00:00
Liabilities and Assets 00:00:00
Matching assets and liabilities 00:00:00
Interest rate risk management 00:00:00
Market risk 00:00:00
Market liquidity risk 00:00:00
Creation of liquidity 00:00:00
Impeccable record 00:00:00
Volume of and the type of liquid assets 00:00:00
Secondary markets 00:00:00
Liquidity in banks 00:00:00
Liquidity in banks 00:00:00
CBSL vs other banks 00:00:00
Insurance for the deposits 00:00:00
Credit risk 00:00:00
Effects of asymmetric information 00:00:00
Credit risk management 00:00:00
Sovereign credit risk 00:00:00
Banks actions in respect of credit risk 00:00:00
Currency risk 00:00:00
Counterparty risk 00:00:00
Operational risk 00:00:00
Information technology systems risk 00:00:00
Human resources risk 00:00:00
The risk of losing reputation 00:00:00
Legal and documentation risk 00:00:00
Other external risk 00:00:00
Bibliography 00:00:00
6: Bank models
6. Bank models 00:00:00
Objectives of learning the chapter 00:00:00
Introduction 00:00:00
What are banking models 00:00:00
Regulating a bank 00:00:00
Rationale for regulation 00:00:00
Advantages of regulation 00:00:00
Regulation principles 00:00:00
Legal requirements 00:00:00
Basel accords 00:00:00
Basel II 00:00:00
Pillar 1 theory 00:00:00
Pillar 2 00:00:00
Pillar 3 00:00:00
Basel III 00:00:00
Banking rules and regulations 00:00:00
The banking prudential requirements 00:00:00
Risk management 00:00:00
Bibliography 00:00:00
7: Endnotes
7. Endnotes 00:00:00
Additional information 00:00:00
Mock Exam
Mock Exam: Mastering Money and Banking 00:40:00
Final Exam
Exam: Mastering Money and Banking 00:40:00

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